Wednesday, April 08, 2015

A Week Long Spending Ban with TSB

A Week Long Spending Ban with TSB

Recently I was challenged by TSB to embark on a week long spending ban, as someone who is utterly careless and frivolous with money I agreed, in order to see if my woeful shopping habits could be tamed. Rather than zipping my purse completely shut and banishing my bank card to the freezer, TSB asked me to cut out one unnecessary yet regular purchase. I don't drink, I don't frequent coffee shops and aside from the odd takeaway I don't really splurge on food, this left my all too frequent trots around the beauty aisles the first to go. How hard could it really be?

I should point out that I am only too happy to take a jaunt around the beauty aisles of Boots, Superdrug, The House of Fraser - you name it as long as they stock lipstick I'm there; adding random and new beauty launches to my basket. Those £2 and £3 purchases may seem like a bargain but they quickly amount up and before you know it, you are handing over the best part of £50. Great if it is only the occasional haul or treat - pricey and utterly senseless when you are doing it on a weekly basis. As a beauty blogger I have more make up than I'll ever use, adding more to the ever growing mount is not only wasteful but an expensive habit. One that I am keen to break but easier said than done when your job is essentially make-up.

I sat down and made a plan, if I have a shade similar at home that is unloved be it a blush, lipstick or eye product then I simply do not purchase it on a whim. New launches are slightly trickier as like I said make-up is my vocation, rather than hauling the entire collection I now aim to only purchase the stand out items and/or products that I know I'll get a lot of use from. I also aim to utilise store cards in which you collect points to use against purchases as often as I possibly can. Last Monday I treated myself to a whole range of goodies using Superdrug points and felt like I won in more ways than one.

For those with curious minds I am attempting to set foot on to the property market in the next year or so, it really is a case of every penny counts. After a little research and chat with TSB I have decided that a Cash ISA from TSB is a great option and opportunity - you can save up to £15,000 (it changes each year) Tax Free. This in essence means any interest you gain from saving with an ISA will not be taxed. You can learn/read more here - link.

Myself and TSB now challenge you to give up spending on one less than essential item, to see just how much you can save with minimal effort.

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  1. This would be so tough for me, aha! I can't stop myself when I see a good bargain x


  2. I really need to give up my magazine habit. I added up how much my weekly Grazia along with my monthly glossies and the occasional techy mag and cat mag (yes I am that sad) and it was not a pretty number. I think I will try and stick to my weekly grazia and just ONE monthly magazines.
    I also found recently there are a lot of trial subs, like 3 for £3 and stuff, so might investigate that more.
    Thanks for the prod in the right direction! :)

  3. I think I'd rather give up buying clothes than makeup and skincare. Just love trying out new things too much! :D

  4. I am defiantly the same when it comes to shopping, I pick up the smallest things and end up being a massive price tag.. ops xx

    Anna-Maria |

  5. I'm trying to do this too! I need to save for so many things and beauty and clothes aren't the top of my list!

    Emily x

  6. My boyfriend challenged me to go two weeks without buying makeup... sadly I caved in after a week with so many new launches releasing!

  7. I am making a concerted effort to only buy product replacements at the moment. Instead of having a drawer full of back up products, ready to whip out when I finish something, I'm only buying a replacement when I'm well into a jar, bottle, tube of product, whether its skincare or make up. I'm taking more time to research which products I want to buy next and it's encouraging me to use make-up that I've maybe not picked up for a good while. I'm really enjoying it, and it's allowing me to save up some money to have a good splurge when I do actually need to replace several things.

  8. ahhh mine is clothes! I love clothes, i love the colours, i love the different fits, styles i love love love clothes!! I lived in India for 6 months with just 2 suitcases and it made me realise how little clothes i can exist on, i brought this mantra back to the UK with me, but slowly and surely am back into my old ways.

    I think there's only 1 way to fix this... a holiday to India ;) haha

  9. Good post! I'm trying to save at the moment to travel some more, I've given up things like buying lunch at work…instead I take my own and I've also been sorting things for a car boot sale to raise some cash.

    Amelia Rose | Beauty and Lifestyle Blogger x

  10. Maybe I should sign myself up for a spending ban too, as I thought the acronym was for The Body Shop...

  11. I'm on a spending ban as well and I find it hard at first but then my craving to buy things seemed to have settled down so much!

    Running a Giveaway Now |


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